When it comes to car insurance, it’s crucial to be well-informed about what your policy covers and, equally important, what it doesn’t. In this blog, we’ll shed light on five aspects that your car insurance might not cover, ensuring you have a comprehensive understanding of your policy.1. Damages incurred from daily usageYour car insurance is … Read more
Term insurance is a crucial financial tool that provides a safety net for your loved ones in case of unforeseen events. Here are nine smart strategies to follow while buying term insurance:1. Fill your own proposal formDo not let anyone else, like an agent, fill out your term insurance proposal form. It’s essential to fill … Read more
Your credit score is an important financial indicator that affects your ability to secure loans, credit cards, and even influences interest rates. Checking your credit score regularly is essential for maintaining financial health and identifying areas for improvement. In this step-by-step guide, we will walk you through the process of checking your credit score using … Read more
Lenders use a variety of methods to determine the loan amount to be sanctioned to an individual or business. The specific methods can vary depending on the type of loan, the lender’s policies, and the borrower’s financial situation. Here are some common methods used by lenders: Credit Score and Credit History Lenders often rely on … Read more
Your credit score is a vital aspect of your financial health, influencing your ability to secure loans, obtain favorable interest rates etc.. However, maintaining a good credit score requires diligence and smart financial decisions. In this article, we’ll explore some common mistakes to avoid if you aim to keep your credit score above 700.1. Ignoring … Read more
If you have a specific need for a product and are confident in your ability to make monthly payments, a no-cost EMI plan can be a convenient way to make your purchase. No-cost EMI allows you to get a product without paying the full price upfront, which can be helpful when on a budget or … Read more
New year financial resolutions play a vital role in resetting priorities and establishing a plan for financial success. Often, individuals and families accrue avoidable debt due to a lack of careful planning. Whether you’re making these decisions for yourself or assisting friends and family, this guide can help others achieve their financial goals.If you’re seeking … Read more
New year means a fresh start for your financial goals. During the new year, many online and offline stores release awesome deals, especially for credit cardusers. It’s a great chance to grab discounts, cashback, and no-cost EMI offers for big purchases. Using your credit card for these buys is a smart move. You not only … Read more
In life, we often seek improvements – a nicer home, a better car, a more fulfilling job, and so on. Progress is essential, and the same applies to our financial decisions.Just as we strive for better things in life, it’s natural to look for a more efficient home loanoption. Even if you already have a … Read more
Are you struggling with a poor or nonexistent credit history? If yes, then a ‘credit builder loan’ might be the solution for you. Tailored for individuals facing credit challenges, especially first-time borrowers or those recovering from financial crises like job loss or medical emergencies, this loan aims to establish a robust credit profile. Credit builder … Read more